RSPolicy 2.25%Prime 4.45%5Y posted 6.09%LIVE · BANK OF CANADA · official series

RECOVERED BOLT TOOL · 2026 LIMITS

Build the down payment.

Model FHSA, RRSP and TFSA contributions while keeping the federal program limits visible.

FHSA · HBP · TFSA

Annual FHSA contributionAnnual RRSP contributionAnnual TFSA / cash contributionTime horizon 5 yearsModelled annual return 4.0%

Projected savings$132,598Before fees; return is an assumption, not a forecast.

FHSA qualifying pool$40,000$8,000 annual · $40,000 lifetime contribution limits

Potential HBP pool$50,000Up to $60,000 per eligible buyer; repayment rules apply.