Policy2.25%Prime4.45%5Y posted6.09%
BOC · Official seriesV105 CITY PROFILE · ON
Toronto
Balanced rental + rising prices · baseline updated February 2026.Market scores
Affordability0
Relative purchasing accessibility compared with local incomes.
Rental competition51
Higher scores indicate a tighter rental market.
Investment potential17
Composite yield, growth and market-balance signal.
New construction41
Recent housing construction and permit momentum.
Market activity71
Price movement and buyer-activity conditions.
Buyer demand28
Population, migration and housing-demand pressure.
Housing supply49
How closely housing supply is keeping pace with demand.
Overall score38
Combined market, affordability, supply and demand rating.
Housing economics
- Price-to-rent ratio
- 44.19
- Gross rent yield
- 2.26%
- Payment-to-rent ratio
- 2.757×
- Building permits
- $1,903M
- Stress-test rate
- 8.09%
- Historical payment median
- $6,383