Policy2.25%Prime4.45%5Y posted6.09%
BOC · Official seriesV105 CITY PROFILE · ON
Ottawa
Balanced/mixed · baseline updated February 2026.Market scores
Affordability61
Relative purchasing accessibility compared with local incomes.
Rental competition51
Higher scores indicate a tighter rental market.
Investment potential51
Composite yield, growth and market-balance signal.
New construction22
Recent housing construction and permit momentum.
Market activity59
Price movement and buyer-activity conditions.
Buyer demand61
Population, migration and housing-demand pressure.
Housing supply70
How closely housing supply is keeping pace with demand.
Overall score51
Combined market, affordability, supply and demand rating.
Housing economics
- Price-to-rent ratio
- 28.04
- Gross rent yield
- 3.57%
- Payment-to-rent ratio
- 1.749×
- Building permits
- $297M
- Stress-test rate
- 8.09%
- Historical payment median
- $3,812